Home/Funding Solutions
Expert funding solutions.
Funding for the business and financing for the property — with an honest comparison of what each one costs you. Start with the table if you already know what you are looking for.
| Option | Amount | Speed | Term | Cost | |
|---|---|---|---|---|---|
| Term Loans | $25K – $5M | 3 – 10 business days | 1 – 10 years | 8.99% APR | Details |
| Lines of Credit | $10K – $1M | 24 – 72 hours | Revolving | 9.99% APR | Details |
| Merchant Cash Advance | $5K – $500K | As fast as 24 hours | 3 – 18 months | Factor 1.15 – 1.49 | Details |
| SBA Loans | $50K – $5M | 30 – 90 days | Up to 10 yrs (25 for real estate) | Prime + 2.75% | Details |
| Invoice Factoring | 80% – 95% of invoice | 1 – 3 business days | — | 1% – 4% per 30 days | Details |
| Equipment Financing | $10K – $2M | 1 – 5 business days | 2 – 7 years | — | Details |
Typical market ranges shown for comparison, not offers of credit. Your terms depend on lender underwriting.
New business, or not generating revenue yet?
Most of the options above require six months to two years of operating history. That is worth knowing before you apply for one — a decline still costs you a credit inquiry. We have a separate page on what actually works before you get there.
Startup fundingBusiness funding, option by option.
Every page covers what it is genuinely good for, what it costs, what you need to qualify, and the trade-offs nobody volunteers.
Term Loans
A lump sum with a fixed schedule — the straightforward way to fund something big.
Lines of Credit
A standing limit you draw from only when you need it — and only pay for what you use.
Merchant Cash Advance
Capital against future card sales, often funded within a day — the fastest option available.
SBA Loans
Government-backed financing with the lowest rates and longest terms available.
Invoice Factoring
Turn unpaid invoices into cash now, without taking on debt.
Equipment Financing
Get the machine now and pay for it as it earns — the equipment secures itself.
Real Estate Lending
Financing the property itself.
Different products, different underwriting, different regulators — and a natural companion to the business side. The owner who buys the building they have been leasing turns an expense into equity.
Fix & Flip Loans
Short-term capital to buy, renovate, and sell — underwritten on the deal, not on you.
Commercial Real Estate
Buy, refinance, or bridge commercial property — including the building you already lease.
Home Mortgages
An introduction to a licensed mortgage lender — and someone in your corner who has no commission riding on the answer.
Not sure which one fits?
That is the normal starting point. Tell us the situation and we will tell you which of these actually applies — and which to avoid.