Home/Funding Solutions

Business lending, compared across our lender network.

Funding for the business and financing for the property — with an honest comparison of what each one costs you. Start with the table if you already know what you are looking for.

Comparison of funding options
Option	Amount	Speed	Term	Cost
Term Loans	$25K – $5M	3 – 10 business days	1 – 10 years	—	Details
Lines of Credit	$10K – $1M	24 – 72 hours	Revolving	—	Details
Merchant Cash Advance	$5K – $500K	As fast as 24 hours	3 – 18 months	—	Details
SBA Loans	$50K – $5M	30 – 90 days	Up to 10 yrs (25 for real estate)	—	Details
Business Acquisition	$50K – $5M	45 – 120 days	Up to 10 yrs (25 if property is included)	—	Details
Invoice Factoring	80% – 95% of invoice	1 – 3 business days	—	1% – 4% per 30 days	Details
Equipment Financing	$10K – $2M	1 – 5 business days	2 – 7 years	—	Details
Collateral Loans	$100K – $5M per asset	—	—	—	Details

Typical market ranges shown for comparison, not offers of credit. Your terms depend on lender underwriting.

New business, or not generating revenue yet?

Most of the options above require six months to two years of operating history. That is worth knowing before you apply for one — a decline still costs you a credit inquiry. We have a separate page on what actually works before you get there.

Startup funding

Business funding, option by option.

Every page covers what it is genuinely good for, what it costs, what you need to qualify, and the trade-offs nobody volunteers.

Term Loans

A lump sum with a fixed schedule — the straightforward way to fund something big.

Amount: $25K – $5M
Term: 1 – 10 years

Lines of Credit

A standing limit you draw from only when you need it — and only pay for what you use.

Limit: $10K – $1M
Draw term: Revolving

Merchant Cash Advance

Capital against future card sales, often funded within a day — the fastest option available.

Amount: $5K – $500K
Payback: 3 – 18 months

SBA Loans

Government-backed financing with the longest terms in small business lending.

Amount: $50K – $5M
Term: Up to 10 yrs (25 for real estate)

Business Acquisition

The one purchase where borrowed money is usually most of the price.

Amount: $50K – $5M
Term: Up to 10 yrs (25 if property is included)

Invoice Factoring

Turn unpaid invoices into cash now, without taking on debt.

Advance rate: 80% – 95% of invoice
Receivables: $10K – $10M

Equipment Financing

Get the machine now and pay for it as it earns — the equipment secures itself.

Amount: $10K – $2M
Term: 2 – 7 years

Collateral Loans

The asset does the qualifying — useful when the numbers on paper do not.

Amount: $100K – $5M per asset
Down payment: 20% – 40%

Real Estate Lending

Financing the property itself.

Different products, different underwriting, different regulators — and a natural companion to the business side. The owner who buys the building they have been leasing turns an expense into equity.

Fix & Flip Loans

Short-term capital to buy, renovate, and sell — underwritten on the deal, not on you.

Amount: $75K – $2M
Term: 6 – 24 months

Bridge Loans

Short-term financing for a property that needs time rather than a renovation budget.

Amount: $100K – $5M
Term: 13 – 19 months

Commercial Real Estate

Buy, refinance, or bridge commercial property — including the building you already lease.

Amount: $250K – $25M
Term: 5 – 25 years

Home Mortgages

An introduction to a licensed mortgage lender — and someone in your corner who has no commission riding on the answer.

Our role: Introduction only
Our fee: None

Not sure which one fits?

That is the normal starting point. Tell us the situation and we will tell you which of these actually applies — and which to avoid.

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