Text Message Program

Program name: Sparks Family Finance Application Updates. Messages are sent by Sparks Family Finance, a commercial financing broker in Boise, Idaho (sparksfamilyfinance.com), from (208) 361-2291. We are a broker, not a lender.

Who receives texts

Only people who tick the optional text-message box on our contact form or our funding application. The box sits directly below the mobile number field, is unchecked when the page loads, is not required to submit either form, and is separate from every other authorization. We do not buy lists, and we do not text anyone who has not ticked it.

The opt-in, exactly as it appears on our forms

Shown above unchecked and disabled for reference. The live checkbox is on /contact and on the “How do we reach you?” step of /apply.

What we send

Messages relate only to your own funding inquiry or application: confirmation that we received it, requests for documents needed to process it, status updates on your file, appointment and call reminders, and notice that offers are ready to review in your secure client portal. We do not send promotional messages, rate quotes or loan solicitations by text.

Message frequency varies with activity on your file. Msg & data rates may apply. Carriers are not liable for delayed or undelivered messages.

Sample messages

• Sparks Family Finance: Hi [Name], we received your funding application and Klark will call you today. Reply STOP to opt out, HELP for help.
• Sparks Family Finance: [Name], underwriting needs your last 3 months of business bank statements. Upload them at sparksfamilyfinance.com/portal. Reply STOP to opt out.
• Sparks Family Finance: [Name], your file moved to underwriting today. We expect a decision by [MM/DD/YYYY] and will text you when we hear. Reply STOP to opt out.
• Sparks Family Finance: [Name], confirming our call on [MM/DD/YYYY] at [HH:MM AM/PM]. Reply here to reschedule, or STOP to opt out.
• Sparks Family Finance: [Name], your funding offers are ready to review in your portal at sparksfamilyfinance.com/portal. Reply STOP to opt out.

Opting out and getting help

Reply STOP to any message to opt out at any time. You will receive one confirmation and no further texts. Reply HELP for help, or contact us at (208) 361-2291 or klark@sparksfamilyfinance.com. Opting out of texts does not affect your application; we will continue to reach you by phone and email.

Consent to receive texts is not a condition of any financing.

Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. See our Privacy Policy and the SMS Terms in section 8 of our Terms of Service.